No matter how hard we try to keep ourselves safe, sometimes we still get involved in unfortunate accidents. When the incident is caused by other people’s negligence, know that you deserve proper compensation. This is not to cover for only possible medical bills but for your pain, your suffering, and the damage to your property as well.
But there are times when a personal injury claim is rejected. Sometimes there is not enough evidence to support your claim. Other times, your policy exceeds your policy limits. If you want to receive full compensation, then make sure to avoid the following:
Failure to receive immediate medical evaluation
Some people wait for further signs or symptoms before getting themselves checked by a doctor. But doing so can weaken your case. Take note that for you to prove that your injuries were caused by the incident, you should seek medical evaluation the soonest time possible. This way, you can have proof that a medical professional has been able to asses, diagnose, treat, and document your injuries right after the accident.
Incorrect details or an incomplete claim
When filing an insurance claim, you should double-check the details to make sure that are all accurate. Any incorrect information entered can lead to rejection. Also, make sure that you comply with all the requirements when submitting your claim. This way, you won’t end up with a claim denial. For best results, work with a personal injury lawyer in Utah; they can make sure that your paperwork is all accounted for.
Waiting too long when notifying your insurance company
Some people are quick to call their insurance companies right after an accident. But others fail to do so; they remember to call only after a few days or so. Remember that it is your responsibility to let your insurance company know of the incident. This way, your insurance broker can start making a report.
But it is advisable that you call your lawyer first before your insurer. Take note that your lawyer is concerned only about your self-interest, while insurance companies are still in it for the money.
If you are proven at fault
Admitting fault is something all lawyers advise you to avoid doing, as this can stop you from winning a personal injury case. But the same goes if you are proven to be at fault for the incident. If the insurance company can prove that you are at fault or partially to blame for your injuries, you can end up with a rejected insurance claim.
If you have a pre-existing condition
Medical records are pertinent evidence that you can use to support your claim. But if you have a pre-existing condition, your insurer may use it against you. They may argue that your injuries or condition is not caused by the incident. There still is a chance that you can receive compensation, but it is not the maximum amount you expect. With an existing condition, it can be hard to prove how the accident has worsened your state.
A denied claim is never good news. But on the bright side, it is not the end of the world. You can still get properly compensated if you study the denial letter and double-check your policy. Work with a competent lawyer, and you can increase your chances of winning your case.
